Roderick C. Lopez | January 3, 2025 | Car Accidents
United Services Automobile Association (USAA) provides automobile insurance policies for military members and their families. Despite serving military members and their families, USAA is still a mutual insurance company that is owned by its members, so it focuses on profits like other companies accountable to shareholders or members.
If you are dealing with USAA after a car accident, you can benefit from hiring a lawyer for your USAA insurance claim. Hiring an experienced car accident lawyer to handle your claim can make a significant difference in the outcome of your case.
Reasons You Need a Lawyer for USAA Insurance Claims
All insurance companies claim to have the best interests of their customers as their top priority. They use slogans and advertisements to instill good feelings and trust in the company.
However, like most insurance companies, USAA may seek to minimize payouts on car accident claims. Instead, it may try to undervalue damages or delay or deny a claim. The company wants to avoid liability for a car accident claim if possible.
Some reasons why you may need a lawyer for a USAA car accident claim include:
Resources
USAA has teams of professionals to investigate and fight claims and seemingly unlimited resources at its disposal. You do not have this advantage unless you hire a personal injury law firm.
Car accident attorneys have the resources to investigate claims, gather evidence, hire expert witnesses, and pay the costs of pursuing an accident claim. You can have an entire legal team working on your behalf to obtain a fair outcome for your case.
Legal Expertise
Car accident cases often involve complex issues. Experienced accident lawyers understand the law and how it applies to these issues, as well as what is involved in dealing with them.
Examples of situations that indicate you need a lawyer for a car accident claim include but are not limited to the following:
- Multiple vehicles were involved in the accident.
- You sustained catastrophic injuries or permanent impairments.
- Your child was injured in the car accident.
- The other driver or the insurance company is blaming you for the accident or saying you contributed to the cause of the crash (i.e.,comparative fault).
- A government vehicle is involved in the crash.
- Your accident involved a commercial truck or motor vehicle.
- The accident involved a driver who was under the influence of alcohol and/or drugs.
- A defective or malfunctioning car part contributed to the cause of the crash.
If you are unsure whether to hire a personal injury lawyer, take advantage of a free consultation to discuss your case with a lawyer. The best way to protect your interests is to understand your rights and legal options.
Maximizing the Value of Damages
Accident victims can receive economic and non-economic damages for a car accident claim. Examples of damages include:
- Lost wages, salaries, and benefits
- Pain and suffering damages
- Reductions in earning capacity
- Diminished quality of life
- Medical bills and expenses
- Loss of enjoyment of life
- Physical therapy and rehabilitative care
- Emotional distress and mental anguish
- Out-of-pocket expenses
- Scarring and disfigurement
- Impairments and disabilities
- Long-term personal and/or nursing care
An accident attorney also has a thorough understanding of damages. They know how to value damages and when to hire experts to assist in proving the extent of your damages. USAA’s adjusters will undervalue damages. Without an attorney, you may not realize your claim is worth more than USAA offers for a personal injury settlement.
How Do You File a Claim With USAA in Texas?
USAA makes filing a claim as convenient as possible so that people file claims on their own instead of contacting an attorney. There are several ways to file a USAA claim. You can file it online, through the USAA mobile app, or by calling USAA at 1-800-531-8722 to speak with the claims department.
Once you submit a claim, an adjuster or other representative will contact you to obtain a statement. Providing a recorded statement or answering questions on a recorded line is not in your best interests.
The adjuster is searching for evidence the company can use to deny or minimize your claim. An innocent comment you make could be intentionally misconstrued to imply fault. Allowing your attorney to handle communications is best.
Contact the Laredo Car Accident Attorneys at Roderick C. Lopez Personal Injury Lawyers. Call Us at (956) 529-7336
If you were injured in an accident in Laredo, TX, and need legal help, contact our Laredo car accident lawyers at Roderick C. Lopez Personal Injury Lawyers to schedule a free case review today.
We are located in Laredo, TX, proudly serving Webb County and surrounding areas. We are located in Laredo, Texas.
Roderick C. Lopez Personal Injury Lawyers
6557 Metro Court, Suite 1 Laredo, TX 78041
(956) 529-7336
