Roderick C. Lopez | February 7, 2024 | Car Accidents
If you’ve been involved in a minor car accident in Texas, you might wonder if hiring a lawyer is necessary. After all, the collision seemed insignificant at the time, and no one appeared to be seriously injured. However, there are several reasons why seeking legal advice is still crucial, even after seemingly minor accidents.
Understanding a “Minor” Car Accident
A minor auto accident typically involves low-speed collisions, such as fender benders or parking lot mishaps. These incidents usually result in minimal vehicle damage and no immediate injuries. But even accidents that seem minor can have hidden complexities. It’s important to understand that what may appear insignificant at first could lead to more significant issues later on.
When Should You Hire a Car Accident Lawyer?
Here are some scenarios in which hiring a car accident lawyer is advisable, even if the crash appears minor.
Fault Is Unclear
Determining who is at fault can be challenging, especially in minor accidents. If there is any dispute about who caused the accident, a lawyer can help gather evidence, interview witnesses, and build a strong case in your favor.
You May Have Been Injured
Some injuries, such as whiplash or concussions, may not show symptoms until days or even weeks after the accident. Even seemingly minor, low-speed collisions can cause injuries. Studies have found that whiplash can happen at speeds as low as six to nine miles per hour. With this in mind, be careful when making statements to the insurance company that may be used against you later.
Don’t assume you weren’t injured just because the physical damage was minor. Remember, injuries can take time to become apparent. Consult a personal injury lawyer if it appears you were more injured than you initially thought. Once a settlement agreement is reached, you will not be able to pursue additional compensation later.
You Have Pre-Existing Health Conditions
A car accident can easily worsen or aggravate a pre-existing condition. A previous brain injury, back or neck pain, sciatica, herniated discs, spinal stenosis, and osteoporosis are high-risk conditions in a crash.
Unfortunately, cases that involve a pre-existing condition are often denied or undervalued. The insurance company may claim your injuries were not caused by the crash. However, you are still entitled to compensation for new and aggravated conditions and medical bills related to the crash.
This legal concept is often called the “eggshell skull rule.” When someone causes an accident, it does not matter if the victim’s injuries are more serious than they would be for the average person because of their health, age, or pre-existing condition.
Your Insurance Claim Was Denied
Insurance companies may try to minimize your payout or deny your claim altogether. There are many valid reasons for a claim denial, but sometimes insurance companies deny claims improperly.
A Texas personal injury attorney can learn why the claim was denied, gather evidence to support your claim, and pursue reconsideration. From there, your lawyer can negotiate on your behalf to seek fair compensation for your vehicle repairs, medical bills, and other damages.
How a Texas Car Accident Lawyer Can Help With Your Claim
Hiring an attorney can provide several benefits, even after a minor car accident:
- Legal advice and guidance: A lawyer can guide you through the claims process, help you understand your options, and defend you against insurance company tactics.
- Negotiation experience: Your lawyer has experience dealing with insurance adjusters. They will help you pursue the fair compensation you deserve and fight back against attempts to undervalue your losses.
- Reduced stress: Dealing with the aftermath of an accident is stressful. A lawyer can handle the legal aspects, allowing you to focus on your recovery.
If you are in doubt about the severity of your injuries or your claim has been denied, it may be time to speak with a Texas personal injury lawyer. Most accident attorneys offer free consultations, so there is no harm in scheduling an appointment to discuss your case and legal options.
